Every module talks to the next one
Accounts, budgets, debts, subscriptions, goals and reports share one source of truth — so your numbers reconcile without you chasing them.
Good morning, Brian
Here's how your money is doing
Total balance
KES 124,500
+8.4% this month
Income
180,000
Spent
72,500
Saved
48,000
Financial health
78/100
Your savings rate improved this month.
One ledger, always current
Log an expense, a transfer or a debt repayment once. The budget line, the account balance and your net worth all move together — no reconciliation weekend required.
Money tracker
Plan the month before it starts
Recurring lines like rent and school fees carry forward automatically. Everything else opens at zero, so each month is a deliberate decision rather than a copy of the last one.
August budget
KES 85,000
KES 58,200 spent · 68% used
Healthy
Healthy
Healthy
Approaching limit
Targets you actually reach
Fund a goal straight from a paycheque, watch the progress ring move, and reschedule a target date without breaking the rest of the plan.
Emergency fund
50%
of target
KES 75,000 / KES 150,000
Target: December 2026
Add moneyReports your accountant would sign off
Income statement, balance sheet and cash flow — monthly, quarterly or annual, exported as branded PDF, multi-sheet Excel or CSV, or emailed to you on close.
Good morning, Brian
You saved KES 32,700 this month
That's 27% of your income.
Total balance
124,500
+8.4%
Income
180,000
+12%
Expenses
72,500
−4%
Savings
48,000
+9%
Budget vs actual
Where money went
Housing 42%
Food 24%
Transport 18%
Other 16%
Capabilities at a glance
Monthly planning
Enter income as it arrives and budget before the month begins.
Unified accounts
Balances update automatically with every entry, transfer or fee.
Debt planner
Formal loans and informal borrowing, with repayments that post everywhere at once.
Subscriptions
Auto-renewal on the due date, with the expense and account debit logged.
Savings goals
Set targets, watch funding progress, adjust without breaking the plan.
Financial calendar
Mark any date with a financial implication and get ahead of it.
AI advisor
A health score, trend commentary and next actions from your own history.
Statements
Monthly, quarterly and annual documents branded and ready to print.
Bring it all into one place
Free to start, no card required. Your first reconciled month takes about fifteen minutes to set up.