Budgets
Plan by category each month. Recurring lines carry forward, one-off amounts reset.
One ledger, always current
Log an expense, a transfer or a debt repayment once. The budget, the account balance and your net worth all move together — no reconciliation weekend required.
Advice grounded in your numbers
The advisor reads your current month plus recent closed months and returns a health score, what changed, and the two or three moves worth making next.
The modules
Money tracker
Income and expenses in one timestamped ledger, grouped by week.
Accounts & net worth
Bank, mobile money, SACCO and cash in one live balance sheet.
Savings & goals
Progress bars, target dates and contributions tracked per goal.
Reports & statements
Income statement, balance sheet and cash flow — PDF, Excel or CSV.
Family Suite
Shared budgets, member allowances, chores and joint net worth.
Capabilities at a glance
Monthly planning
Enter income as it arrives and budget before the month begins.
Unified accounts
Balances update automatically with every entry, transfer or fee.
Debt planner
Formal loans and informal borrowing, with repayments that post everywhere at once.
Subscriptions
Auto-renewal on the due date, with the expense and account debit logged.
Savings goals
Set targets, watch funding progress, adjust without breaking the plan.
Financial calendar
Mark any date with a financial implication and get ahead of it.
AI advisor
A health score, trend commentary and next actions from your own history.
Statements
Monthly, quarterly and annual documents branded and ready to print.