Pricing
Every plan is the same product. You are choosing capacity — how many accounts, how much advisory, and how many people plan with you.
Choose a plan
Free
Get your finances organised.
KSh 0/ forever
Create account- Budgets & expenses (current month + 1 ahead)
- Up to 3 connected accounts
- Net-income based, multi-currency
- Optional automated giving set-aside
- Monthly close & reconciliation
- Daily financial insights
- Monthly PDF statement
Fanika Pro
PopularFor the focused individual.
KSh 2,000/ month
Start Pro- Everything in Free
- Unlimited accounts, investments & goals
- AI financial advisor (current month + 3-month history)
- Always-on AI assistant chatbot
- Debt planner — formal & informal loans
- Subscription watchdog
- Recurring budget lines (rent, etc.)
- Financial calendar & reminders
- Monthly & quarterly PDF statements
- Historical insights & data export
Family Suite
For households planning together.
KSh 4,000/ month
Start Family- Everything in Fanika Pro
- Up to 5 household members
- Shared budgets & goals
- Family obligations tracker
- Children allowances & school fees
- Joint net-worth reporting
- Priority email support
- Quarterly financial review session
Common questions
Can I switch plans later?
Yes — move up or down at any time. Your data stays exactly where it is.
Do I need a credit card to start?
No. The Free plan is genuinely free and does not ask for payment details.
What happens to my data if I leave?
Export everything to PDF, Excel or CSV, then deactivate or permanently delete your account.
Does the Family Suite need separate accounts?
Each member signs in with their own account and joins your household.